
The quote “If you build it, they will come” from Field of Dreams demonstrates how investing now will pay off later.
It suggests that if we have faith, then people will come when we build something of value. Massachusetts has faith in property owners across the state. When they build an ADU, people will come to live in them.
Moreover, Massachusetts has passed the Affordable Homes Act to allow an ADU on every residential property.
Additionally, the state created the ADU Incentive Program to assist homeowners in actually building them.
Massachusetts ADU Incentive Program
The Massachusetts Housing Partnership (MHP) has created a comprehensive program to incentivize homeowners who want to add an ADU to their property.
The program offers the following resources:
About the ADU Resource Center
The Massachusetts ADU Resource Center has a comprehensive list of information to help guide homeowners and get them inspired. There is also a ADU Wizard program that will show you what an ADU would look like on a property.
About the ADU Loan Program
The Massachusetts ADU Loan Program offers the following to eligible homeowners: If You Build It, They Will Come
- Loans of up to $250,000 for detached ADUs, and up to $150,000 for attached ADUs.
- Loans combine an amortizing, interest-bearing loan with additional zero-interest, deferred-repayment financing.
- Funds must be used to cover the costs of construction of an ADU.
To be eligible for the Accessory Dwelling Unit Loan Program, homeowners must:
- Own a single-family home, which they occupy as their primary residence
- Meet income guidelines, which vary by location
- Have necessary plans, permits and other pre-development materials in hand and be ready to move forward with construction
- Projects started prior to closing are not eligible for the ADULP
About the ADU Design Challenge Showcase
ADU Design Challenge Showcase offers FREE designs and floor-plans to inspire contractors with blueprints for ADUs.
It was part of a statewide contest to produce a variety of options for every household and location.
About the ADU Feasibility Study
An ADU Feasibility Study is intended to support a property owner’s early decision-making about building an ADU.
The study includes the following components.
- Information about your property’s unique conditions and constraints
- Local zoning and permitting considerations
- Utility needs (water, sewer, and energy)
- Preliminary design considerations
- High-level cost and budget estimates
Get Started Building an ADU
The 1st step on the road to building your own ADU is to get a Feasibility Study done. Blocks and Spots, LLC is a qualified Feasibility Study Provider (FSP).
We can survey your property and write up a report with everything you need to budget and take advantage of the Massachusetts ADU Incentives.
Request an ADU Feasibility Study
If you’ve got more question, and want us to contact you, then just [click on] the purple ONLINE – Feasibility Study Request button above and we’ll reach out.


